Compliance Radar
Who was sanctioned, and for what?
Fines, court rulings and incidents from Europe and North America: 1,370 cases from 35 jurisdictions, each with an official source and checked against that source before publication. Filter by country, area of law and sector. Click a chart to drill down one level.
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Where?
by regionAll jurisdictions
What for?
by area of lawAll areas of law
Who?
by company- Anonymised companies €1.22bn 44 % · 79 cases
- GVA Capital Ltd. €186.3m 7 % · 1 case
- The Toronto-Dominion Bank €113m 4 % · 1 case
- UBS Financial Services Inc. €108.4m 4 % · 1 case
- Xeltox Enterprises Ltd. (Cryptomus) €108.1m 4 % · 1 case
- Two Sigma Investments LP und Two Sigma Advisers LP €87.6m 3 % · 1 case
- FleetCor Technologies Inc. (heute Corpay Inc.) €87.1m 3 % · 1 case
- Canaccord Genuity LLC €69.2m 2 % · 1 case
- J.P. Morgan SE €57.2m 2 % · 2 cases
- Nationwide Building Society €50.4m 2 % · 1 case
- 206 more€697.4m
When?
per quarter, by date of decision| Period | Cases | Total |
|---|---|---|
| Q3 2023 | 0 | — |
| Q4 2023 | 0 | — |
| Q1 2024 | 0 | — |
| Q2 2024 | 0 | — |
| Q3 2024 | 0 | — |
| Q4 2024 | 1 | €318,383 |
| Q1 2025 | 0 | — |
| Q2 2025 | 0 | — |
| Q3 2025 | 0 | — |
| Q4 2025 | 0 | — |
| Q1 2026 | 0 | — |
| Q2 2026 | 0 | — |
| Q3 2026 | 0 | — |
1 case
19 Dec 2024 Provident Financial s.r.o.ČNB: CZK 8m fine for Provident Financial over deficient creditworthiness assessments €318,383
Following an objection to a penalty order, the ČNB (Czech National Bank) fined the non-bank consumer lender Provident Financial 8,000,000 CZK. From October 2021 to October 2022 the creditworthiness rules for the products “Půjčka Provident” and “Půjčka Creditea” allowed, among other things, unverified or overstated income, insufficiently established or entirely disregarded expenses and understated liabilities, and in every contract examined (53 and 25 respectively) the company granted loans without an adequate creditworthiness assessment. The ČNB Bank Board dismissed the appeal on 15 May 2025 and upheld the decision.
Creditworthiness assessments must capture income, expenses and existing debts completely and verifiably; simplified models that leave out burdens are a supervisory risk.
Responsible lending and verification of income and expenses
- Authority / court
- Česká národní banka (ČNB)
- Area of law
- Consumer protection and online retail
- Legal basis
- § 15 Abs. 1 i. V. m. Abs. 2 lit. c, § 86 Abs. 1, § 148 Abs. 1 lit. b, § 154 Abs. 1 lit. e und Abs. 3 lit. c Zákon č. 257/2016 Sb. (Verbraucherkreditgesetz, Fassung bis 31. 12. 2023)
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
Original amount 8,000,000 CZK, converted at the ECB reference rate of 19 Dec 2024.
- ČNB – Pravomocná rozhodnutí, Detail S-Sp-2023/00281/CNB/573 Enforcement database of an authority
- Rozhodnutí ČNB ze dne 19. 12. 2024, č. j. 2024/141954/650, und Rozhodnutí bankovní rady o rozkladu ze dne 15. 5. 2025, č. j. 2025/056444/CNB/110 Decision of an authority
Checked against the official source on 28 Sep 2026 · Direct link