Compliance Radar
Who was sanctioned, and for what?
Fines, court rulings and incidents from Europe, North America, Latin America and Asia-Pacific: 1,847 cases from 39 jurisdictions, each with an official source and checked against that source before publication. Filter by country, area of law and sector. Click a chart to drill down one level.
Click a bar to drill down one level.
Where?
by regionAll jurisdictions
What for?
by area of lawAll areas of law
Who?
by company- Anonymised companies €1.34bn 25 % · 102 cases
- TD Bank, N.A. und TD Bank USA, N.A. €1.19bn 23 % · 1 case
- HSBC Bank plc €267.5m 5 % · 1 case
- GVA Capital Ltd. €186.3m 4 % · 1 case
- Union Standard International Group Pty Ltd; Maxi EFX Global AU Pty Ltd (EuropeFX); BrightAU Capital Pty Ltd (TradeFred) €182.1m 3 % · 1 case
- Royal Bank of Canada, Morgan Stanley, HSBC u. a. (5 Banken; Deutsche Bank als Kronzeugin bußgeldfrei) €126.2m 2 % · 1 case
- UBS Financial Services Inc. €115.3m 2 % · 2 cases
- The Toronto-Dominion Bank €113m 2 % · 1 case
- Xeltox Enterprises Ltd. (Cryptomus) €108.1m 2 % · 1 case
- Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB) €88.2m 2 % · 1 case
- 301 more€1.57bn
When?
per quarter, by date of decision| Period | Cases | Total |
|---|---|---|
| Q4 2023 | 0 | – |
| Q1 2024 | 0 | – |
| Q2 2024 | 0 | – |
| Q3 2024 | 0 | – |
| Q4 2024 | 1 | €41.8m |
| Q1 2025 | 0 | – |
| Q2 2025 | 0 | – |
| Q3 2025 | 0 | – |
| Q4 2025 | 0 | – |
| Q1 2026 | 0 | – |
| Q2 2026 | 0 | – |
| Q3 2026 | 0 | – |
| Q4 2026 | 0 | – |
1 case
23 Oct 2024 Goldman Sachs Bank USACFPB: Goldman Sachs Bank USA pays 64.8 million USD over Apple Card failures €41.8m
According to the CFPB, as issuing bank of the Apple Card Goldman failed to acknowledge and resolve transaction disputes on time, reported disputed amounts to credit bureaus prematurely and investigated disputes inadequately (Truth in Lending Act, Regulation Z); the card was launched although the board had been warned shortly beforehand that the dispute system was not fully ready. The bank also gave the misleading impression that device purchases would automatically be converted into interest-free instalments; the order requires 19.8 million USD in redress and a fine of 45 million USD. The authority allegedly made the findings set out here; this account is not based on a final judgment. The amount field records only the civil monetary penalty.
A product must not launch while legally required dispute processes are not working – not even under pressure from a partner.
Launching products only after complaint and dispute processes have been signed off
- Authority / court
- Consumer Financial Protection Bureau (CFPB)
- Area of law
- Consumer protection and online retail
- Legal basis
- Truth in Lending Act und Regulation Z; Consumer Financial Protection Act of 2010, §§ 1031, 1036
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Employees
- 10,000 or more
- Liability of senior managers
- The CFPB stresses that the board had been warned four days before the card's launch that the dispute system was not ready.
- Published
- 23 Oct 2024
Original amount 45,000,000 USD, converted at the ECB reference rate of 23 Oct 2024.
- CFPB Enforcement Actions: Goldman Sachs Bank USA Enforcement database of an authority
- Goldman Sachs Bank USA – Consent Order, File No. 2024-CFPB-0011 Decision of an authority
Checked against the official source on 3 Oct 2026 · Direct link