Compliance Radar

Who was sanctioned, and for what?

Fines, court rulings and incidents from Europe, North America and Asia-Pacific: 1,838 cases from 37 jurisdictions, each with an official source and checked against that source before publication. Filter by country, area of law and sector. Click a chart to drill down one level.

6cases from 1 jurisdiction
€5.31mTotal of monetary amounts
€1.8mLargest single case: Westpac New Zealand Limited
€700,337Median per case with an amount

Click a bar to drill down one level.

Where?

by authority
  1. Strafgericht, in der Quelle nicht benannt (Anklage: Commerce Commission) 3 cases 50 % · €2.11m
  2. Auckland District Court (Anklage: Commerce Commission) 1 case 17 % · €835,189
  3. District Court (Anklage: Commerce Commission) 1 case 17 % · €562,720
  4. High Court (Klage: Commerce Commission) 1 case 17 % · €1.8m

What for?

by topic
  1. Misleading advertising and pricing 3 cases 50 % · €1.82m
  2. no topic 1 case 17 % · €1.13m
  3. Fake reviews 1 case 17 % · €562,720
  4. Information duties in online retail 1 case 17 % · €1.8m

Who?

by sector

All sectors

  1. Financial services and insurance 2 cases 33 % · €2.63m
  2. Retail and e-commerce 2 cases 33 % · €978,792
  3. Other 1 case 17 % · €565,485
  4. Transport, logistics and shipping 1 case 17 % · €1.13m

When?

per quarter, by date of decision
Trend
PeriodCasesTotal
Q4 20230–
Q1 20240–
Q2 20240–
Q3 20240–
Q4 20241€835,189
Q1 20250–
Q2 20250–
Q3 20251€1.13m
Q4 20252€2.21m
Q1 20260–
Q2 20261€565,485
Q3 20261€562,720
Q4 20260–

6 cases

6 Aug 2026 Brand Developers Limited (The TV Shop)The TV Shop: 1,104,000 NZD for manipulated online reviews and misleading claims New ZealandFake reviews €562,720

The company behind The TV Shop had its own staff post positive product reviews without disclosing the connection, and published one- to three-star reviews only if customers responded to a follow-up email. It also gave customers the impression that they had no rights under the Consumer Guarantees Act beyond a 30-day money-back guarantee, and advertised an accessory pack for the Air Roaster Pro as “free” although it was always included. After a guilty verdict on 13 charges, the District Court imposed 1,104,000 NZD on 6 August 2026; the company had already been fined in 2015 (153,000 NZD) and 2022 (123,500 NZD).

What organisations can take from it

Staff reviews without disclosure and filtering out negative reviews are misleading – review processes need clear rules and oversight.

Relevance to training and awareness

Authenticity of online reviews and accurate statements on consumer rights

Authority / court
District Court (Anklage: Commerce Commission)
Area of law
Consumer protection and online retail · Fake reviews
Legal basis
Fair Trading Act 1986, ss 10, 13(e), 13(i), 40(1)
Action
Fine
Status of proceedings
unknown
Sector
Retail and e-commerce
Culpability
intentional
Repeat case
yes
Liability of senior managers
According to the sentencing decision, managers and executives knew about the review practices and at times directed them themselves.
Published
11 Aug 2026

Original amount 1,104,000 NZD, converted at the ECB reference rate of 6 Aug 2026.

Checked against the official source on 3 Oct 2026 · Direct link

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5 Jun 2026 CityFitness Group LimitedCityFitness: 1,120,000 NZD for a price rise disguised as a “transaction fee” New ZealandMisleading advertising and pricing €565,485

New Zealand's largest gym chain kept advertising a membership at 6.99 NZD a week on its website, Instagram and Google ads, although all new members had to pay a compulsory 3% surcharge that it presented as a “transaction fee” but which in fact served to raise revenue generally. After pleading guilty to eight representative charges (offending period 21 December 2023 to 30 April 2025), the company was sentenced on 5 June 2026 to a fine of 1,120,000 NZD. According to the Commerce Commission (ComCom, New Zealand's competition and consumer authority), the surcharge affected more than 125,000 members and generated around 1.6 million NZD in additional revenue.

What organisations can take from it

Unavoidable surcharges belong in the advertised price and must not be passed off as a payment-related fee.

Relevance to training and awareness

Transparent total prices and honestly labelled surcharges

Authority / court
Strafgericht, in der Quelle nicht benannt (Anklage: Commerce Commission)
Area of law
Consumer protection and online retail · Misleading advertising and pricing
Legal basis
Fair Trading Act 1986, ss 11, 40(1)
Action
Fine
Status of proceedings
unknown
Sector
Other
Culpability
intentional
Liability of senior managers
According to the court, the labels “transaction fee” and “Payment Authority Fee” were approved at the highest level; the fee increase was decided by senior executives.
Published
9 Jun 2026

Original amount 1,120,000 NZD, converted at the ECB reference rate of 5 Jun 2026.

Checked against the official source on 3 Oct 2026 · Direct link

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28 Nov 2025 Westpac New Zealand LimitedWestpac NZ: 3.64 million NZD for breaching responsible lending principles New ZealandInformation duties in online retail €1.8m

The bank lacked adequate systems to give borrowers and, in some cases, guarantors the legally required information about their loans, and in some cases did not apply agreed interest rate discounts on home loans; up to 11,398 borrowers and up to 3,012 guarantors were affected. Following a settlement with the Commerce Commission (New Zealand's competition, consumer and credit regulator), the High Court declared breaches of the responsible lending principles (s 9C CCCFA) and imposed an allegedly agreed civil pecuniary penalty of 3.64 million NZD, according to the Commission the highest under the CCCFA so far. Westpac had self-reported the conduct and refunded 2.67 million NZD to those affected.

What organisations can take from it

Lenders must invest in systems and controls that reliably deliver mandatory disclosures and agreed terms; self-reporting does not protect against a high penalty.

Relevance to training and awareness

Mandatory disclosure for loans and applying agreed terms

Missing or inadequate training played a role in the decision.

Authority / court
High Court (Klage: Commerce Commission)
Area of law
Consumer protection and online retail · Information duties in online retail
Legal basis
Credit Contracts and Consumer Finance Act 2003, ss 9C(1), 9C(2)(a)(ii), 9C(2)(a)(iii)
Action
Fine
Status of proceedings
final
Sector
Financial services and insurance
Mitigating circumstances
Self-report, admission of the breaches before proceedings were filed and refunds of 2.67 million NZD to those affected.
Published
28 Nov 2025

Original amount 3,640,000 NZD, converted at the ECB reference rate of 28 Nov 2025.

Checked against the official source on 3 Oct 2026 · Direct link

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16 Oct 2025 HelloFresh New Zealand LimitedHelloFresh New Zealand: 845,000 NZD for misleading reactivation of subscriptions New ZealandMisleading advertising and pricing €416,072

Between February 2022 and July 2023 the meal-kit provider called former customers, ostensibly to gather feedback but mainly to offer them discount vouchers, without making clear that accepting could reactivate their paid subscription; after more than a million call attempts, almost 80,000 subscriptions were reactivated. After pleading guilty to five charges under s 11 of the Fair Trading Act, the company was fined 845,000 NZD on 16 October 2025.

What organisations can take from it

Anyone reactivating subscriptions by phone must state clearly before the customer agrees that paid deliveries will resume, and must respect a refusal.

Relevance to training and awareness

Subscription traps and informed consent in telephone sales

Authority / court
Strafgericht, in der Quelle nicht benannt (Anklage: Commerce Commission)
Area of law
Consumer protection and online retail · Misleading advertising and pricing
Legal basis
Fair Trading Act 1986, s 11
Action
Fine
Status of proceedings
final
Sector
Retail and e-commerce
Published
17 Oct 2025

Original amount 845,000 NZD, converted at the ECB reference rate of 16 Oct 2025.

Checked against the official source on 3 Oct 2026 · Direct link

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1 Sep 2025 Jetstar Airways Pty LimitedJetstar: 2,250,000 NZD for false statements on compensation rights New ZealandConsumer protection and online retail €1.13m

Between 1 January 2022 and 22 March 2024 the airline gave passengers false information in individual replies, automated emails and on its website about their compensation rights under the Civil Aviation Act for delays and cancellations within its control, so that valid claims were refused. After pleading guilty to 20 representative charges, it was fined 2,250,000 NZD. The Commerce Commission (ComCom, New Zealand's competition and consumer authority) had already issued Jetstar with compliance advice for similar statements before the offending period.

What organisations can take from it

Standard replies and website texts on customer rights must reflect statutory liability correctly, otherwise they become a breach in their own right.

Relevance to training and awareness

Accurate information on statutory customer rights in complaint handling

Authority / court
Strafgericht, in der Quelle nicht benannt (Anklage: Commerce Commission)
Area of law
Consumer protection and online retail
Legal basis
Fair Trading Act 1986, s 13(i)
Action
Fine
Status of proceedings
final
Sector
Transport, logistics and shipping
Mitigating circumstances
Following the Commerce Commission's intervention, Jetstar compensated 2,692 affected customers with a total of 1,039,390 NZD.
Published
1 Sep 2025

Original amount 2,250,000 NZD, converted at the ECB reference rate of 1 Sep 2025.

Checked against the official source on 3 Oct 2026 · Direct link

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26 Nov 2024 Kiwibank LimitedKiwibank: 1.5 million NZD fine for systemically misapplied customer terms New ZealandMisleading advertising and pricing €835,189

The bank pleaded guilty to 21 charges under the Fair Trading Act because for years it had not provided services to customers on the agreed terms, for example discounts and interest-free periods under package agreements, correctly calculated repayments, the switch to principal repayments after interest-only periods and correct fees. Around 35,000 customers were overcharged a total of 6.8 million NZD; on 26 November 2024 the Auckland District Court imposed a fine of 1.5 million NZD. According to the Commerce Commission (New Zealand's consumer and competition regulator), the causes were errors in electronic systems and a lack of quality assurance checks on whether staff knew and followed the processes.

What organisations can take from it

Agreed terms must be correctly set up in systems and monitored through quality assurance; system errors are no excuse.

Relevance to training and awareness

Correctly applying agreed terms in banking processes

Missing or inadequate training played a role in the decision.

Authority / court
Auckland District Court (Anklage: Commerce Commission)
Area of law
Consumer protection and online retail · Misleading advertising and pricing
Legal basis
Fair Trading Act 1986, ss 13(i), 40(1)
Action
Fine
Status of proceedings
final
Sector
Financial services and insurance
Mitigating circumstances
The bank had identified and reported the errors itself and is progressively refunding customers 9.2 million NZD.
Published
27 Nov 2024

Original amount 1,500,000 NZD, converted at the ECB reference rate of 26 Nov 2024.

Checked against the official source on 3 Oct 2026 · Direct link

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