Compliance Radar
Who was sanctioned, and for what?
Fines, court rulings and incidents from Europe and North America: 756 cases from 32 jurisdictions, each with an official source and checked against that source before publication. Filter by country, area of law and sector. Click a chart to drill down one level.
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Where?
by countryWhat for?
by action- Fine €25.5m 100 % · 8 cases
- Order — 0 % · 2 cases
Who?
by sectorAll sectors
When?
per quarter, by date of decision| Period | Cases | Total |
|---|---|---|
| Q3 2023 | 0 | — |
| Q4 2023 | 1 | €790,000 |
| Q1 2024 | 1 | €1.68m |
| Q2 2024 | 0 | — |
| Q3 2024 | 0 | — |
| Q4 2024 | 0 | — |
| Q1 2025 | 1 | — |
| Q2 2025 | 3 | €1.12m |
| Q3 2025 | 0 | — |
| Q4 2025 | 2 | €21.5m |
| Q1 2026 | 1 | €406,125 |
| Q2 2026 | 0 | — |
| Q3 2026 | 1 | — |
10 cases
16 Sep 2026 Wallester ASFinancial supervisor orders Wallester to remedy governance and AML deficiencies Order
Following an on-site inspection, the Finantsinspektsioon (Estonian Financial Supervision Authority) issued an order requiring the payment institution Wallester to remedy, by 31 December, deficiencies in governance and control functions (separation of the lines of defence, internal rules), in safeguarding customer funds and in the staffing of its anti-money laundering and counter-terrorist financing function. Date = publication of the press release.
Fast-growing payment service providers must let their compliance, AML and internal audit functions grow with them in terms of staffing and organisation.
- Authority / court
- Finantsinspektsioon (Estnische Finanzaufsicht)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Aufsichtsrechtliche Anordnung (ettekirjutus) der Finantsinspektsioon
- Action
- Order
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Published
- 16 Sep 2026
- Finantsinspektsioon tegi Wallester AS-ile ettekirjutuse (16.09.2026) Press release of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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28 Jan 2026 CCV Group B.V.Netherlands: payment institution CCV without integrity risk analysis – 406,125 EUR fine €406,125
Until March 2018, the payment institution had no systematic integrity risk analysis (SIRA) and therefore no systematic identification and analysis of integrity risks for its gatekeeper function. The Dutch central bank (De Nederlandsche Bank, DNB) imposed the fine in 2020; following objection and appeal proceedings, it was fixed at the reduced amount of 406,125 EUR by the decision of 28 January 2026 and was published in July 2026.
Without a documented integrity risk analysis, any money laundering prevention lacks its foundation – and that alone is subject to fines.
- Authority / court
- De Nederlandsche Bank (DNB)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Art. 3:10 Wet op het financieel toezicht (Wft); Art. 10 Besluit prudentiële regels Wft (Bpr)
- Action
- Fine
- Status of proceedings
- reduced
- Sector
- Financial services and insurance
- Mitigating circumstances
- Fine reduced in the objection and appeal proceedings
- Published
- 21 Jul 2026
- Fine for CCV Group B.V. for lack of SIRA Press release of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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5 Nov 2025 Coinbase Europe LimitedIreland: 21.5 million EUR against Coinbase Europe – 30 million transactions unchecked €21.5m
In a settlement of 5 November 2025, the Central Bank of Ireland imposed a reprimand and 21,464,734 EUR (after a 30% discount on 30,663,906 EUR) for breaches of transaction monitoring obligations between April 2021 and March 2025: because of configuration errors in the monitoring system, more than 30 million transactions worth over 176 billion EUR – around 31% of all transactions – were not properly monitored over a period of twelve months. The subsequent review took almost three years and led to 2,708 suspicious transaction reports; the High Court confirmed the sanction on 12 January 2026, and it is the Central Bank's first enforcement action in the crypto sector.
Test monitoring rules regularly for complete coverage – a silent configuration error can go undetected for years.
- Authority / court
- Central Bank of Ireland
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Criminal Justice (Money Laundering and Terrorist Financing) Act 2010
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Mitigating circumstances
- 30% settlement discount
- Published
- 6 Nov 2025
- Enforcement Action against Coinbase Europe Limited Press release of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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28 Oct 2025 Landesbank Hessen-Thüringen Girozentrale (Helaba)BaFin: fine against Helaba over inadequate monitoring systems for money laundering prevention €20,000
By decision of 28 October 2025 (final since 7 November 2025), Germany's Federal Financial Supervisory Authority (BaFin) imposed a fine of 20,000 EUR because, from October 2022 to September 2023, the Landesbank operated data processing systems for money laundering prevention that were only partially adequate. Under the German Banking Act (KWG), the criteria by which monitoring identifies suspicious transactions must be documented, and the systems must be checked regularly by an independent auditor.
Transaction monitoring needs documented indicators and a regular independent quality review – the mere existence of software is not enough.
- Authority / court
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- § 56 Abs. 2 Nr. 11b KWG (Betrieb angemessener Datenverarbeitungssysteme zur Geldwäscheprävention)
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Published
- 10 Dec 2025
- Mangelhafte Geldwäscheprävention: BaFin setzt Bußgeld gegen die Landesbank Hessen-Thüringen Girozentrale fest Press release of an authority
- Bekanntmachung zur Landesbank Hessen-Thüringen Girozentrale Official register or notice
Checked against the official source on 25 Sep 2026 · Direct link
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24 Jun 2025 Banca Privata Leasing SpaBanca d'Italia: 60,000 EUR against Banca Privata Leasing over deficiencies in AML organisation €60,000
An on-site inspection from February to May 2024 revealed deficiencies in organisation and internal controls relating to customer profiling, due diligence obligations and active cooperation (suspicious transaction reports). The Bank of Italy (Banca d'Italia) imposed an administrative fine of 60,000 EUR, taking into account the corrective measures taken.
Sound customer profiling is the basis for risk-appropriate due diligence and reporting.
- Authority / court
- Banca d'Italia
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Art. 62 d.lgs. 231/2007; Verstöße gegen Art. 7, 16–20, 24, 25, 35, 36 d.lgs. 231/2007
- Action
- Fine
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Mitigating circumstances
- Corrective measures taken
- Banca Privata Leasing Spa – Provvedimento n. 197 del 24 giugno 2025 (AML) Decision of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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20 Jun 2025 Saxony: 7,000 EUR fine against art dealer over due diligence obligations and risk management €7,000
The Saxony State Directorate (Landesdirektion Sachsen), as anti-money laundering supervisor for the non-financial sector, imposed a fine of 7,000 EUR on an art dealer, announced in anonymised form, for breaches of the due diligence obligations and risk management requirements under the German Money Laundering Act (GwG). The authority had previously issued several orders on risk management in the art trade, backed by the threat of penalty payments.
Art dealers need a written risk analysis and must identify buyers for transactions of 10,000 EUR or more.
AML obligations in the art trade
- Authority / court
- Landesdirektion Sachsen (Geldwäscheaufsicht Nichtfinanzsektor)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Geldwäschegesetz (Sorgfaltspflichten, Risikomanagement); Bekanntmachung nach § 57 GwG
- Action
- Fine
- Status of proceedings
- final
- Sector
- Retail and e-commerce
- Bekanntmachungen gemäß § 57 GwG – Landesdirektion Sachsen (lfd. Nr. 36) Official register or notice
Checked against the official source on 25 Sep 2026 · Direct link
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1 Apr 2025 OKCoin Europe LimitedMalta: 1.05 million EUR against crypto exchange OKCoin Europe over anti-money laundering deficiencies €1.05m
During an on-site examination in 2023, the Financial Intelligence Analysis Unit (FIAU) found deficiencies at the crypto service provider in its business risk assessment (including product risks), customer risk assessment, customer profiles, ongoing monitoring, suspicious transaction reporting and record-keeping. It imposed 1,054,269 EUR and a follow-up directive; the fine was open to appeal at the time of publication.
Crypto providers are held to the same due diligence standards as banks – the risk assessment must cover their own products.
Anti-money laundering for crypto-assets
- Authority / court
- Financial Intelligence Analysis Unit (FIAU)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Reg. 5(1), 5(4), 5(5), 7, 11, 15(3), 21 PMLFTR; FIAU Implementing Procedures
- Action
- Fine
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Published
- 3 Apr 2025
- Administrative Measure Publication Notice – OKCoin Europe Limited Decision of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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4 Mar 2025 MAKI podjetje za turizem, trgovino in storitve d.o.o. KoperBureau de change MAKI: transaction limit of 1,000 EUR over unresolved anti-money laundering deficiencies Order
During a follow-up inspection, Banka Slovenije (Bank of Slovenia) found that the company had not remedied the anti-money laundering deficiencies it had been ordered to address in 2023; some infringements are considered serious. It limited transactions to 1,000 EUR per customer per day, ordered monthly reports and set a deadline of 30 June 2025.
Supervisory orders that are not implemented lead to business restrictions – working through them requires responsible persons and deadline control.
Anti-money laundering in small financial service providers
- Authority / court
- Banka Slovenije
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Art. 164 ZPPDFT-2, Art. 280 ZBan-3, Art. 42.a ZBS-1
- Action
- Order
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Repeat case
- yes
- Razkritje informacij o izrečenem ukrepu subjektu nadzora – MAKI d.o.o. Koper Decision of an authority
- Banka Slovenije – Informacije o izrečenih ukrepih Enforcement database of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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10 Jan 2024 Lombard International Assurance S.A.Lombard International Assurance: 1.68 million EUR over missing overall money laundering risk assessment €1.68m
During an inspection in 2021/2022, the Commissariat aux Assurances (Luxembourg insurance supervisory authority, CAA) found that the life insurer had not prepared an overall assessment of its money laundering risks, that guidance for employees on due diligence obligations (beneficial owners, high-risk countries, PEPs) was inadequate and that it was not checked whether the intermediaries used fulfilled their due diligence obligations. It imposed 1,682,000 EUR.
Without a documented overall risk assessment, a risk-based approach cannot be demonstrated – intermediaries must also be monitored.
Due diligence obligations regarding beneficial owners and PEPs
- Authority / court
- Commissariat aux Assurances (CAA)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Loi modifiée du 12 novembre 2004 (LBC/FT), Art. 2-1, 2-2, 8-4, 8-5; Règlement CAA 20/03
- Action
- Fine
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Published
- 20 Mar 2024
- CAA – Sanction administrative Lombard International Assurance S.A. (20.03.2024) Decision of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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16 Oct 2023 Swiss Life (Luxembourg)Swiss Life (Luxembourg): 790,000 EUR over deficiencies in anti-money laundering €790,000
An inspection in 2021 revealed that the life insurer had not carried out an overall assessment of its money laundering risks and that the guidance for employees on due diligence obligations (beneficial owners, high-risk countries, PEPs) was inadequate. The Commissariat aux Assurances (Luxembourg insurance supervisory authority, CAA) imposed 790,000 EUR.
The overall money laundering risk assessment is the basis of all due diligence obligations and must be in place before new business relationships are entered into.
Customer due diligence in insurance distribution
- Authority / court
- Commissariat aux Assurances (CAA)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Loi modifiée du 12 novembre 2004 (LBC/FT), Art. 2-1, 2-2, 8-4, 8-5; Règlement CAA 20/03
- Action
- Fine
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Published
- 3 Jul 2024
- CAA – Sanction administrative Swiss Life (Luxembourg) (03.07.2024) Decision of an authority
Checked against the official source on 25 Sep 2026 · Direct link