Compliance Radar
Who was sanctioned, and for what?
Fines, court rulings and incidents from Europe and North America: 718 cases from 32 jurisdictions, each with an official source and checked against that source before publication. Filter by country, area of law and sector. Click a chart to drill down one level.
Click a bar to drill down one level.
Where?
by authority- Commissariat aux Assurances (CAA) €250,000 100 % · 3 cases
What for?
by topicWho?
by sectorAll sectors
When?
per quarter, by date of decision| Period | Cases | Total |
|---|---|---|
| Q3 2023 | 0 | — |
| Q4 2023 | 0 | — |
| Q1 2024 | 0 | — |
| Q2 2024 | 0 | — |
| Q3 2024 | 0 | — |
| Q4 2024 | 0 | — |
| Q1 2025 | 0 | — |
| Q2 2025 | 0 | — |
| Q3 2025 | 2 | €250,000 |
| Q4 2025 | 1 | — |
| Q1 2026 | 0 | — |
| Q2 2026 | 0 | — |
| Q3 2026 | 0 | — |
3 cases
13 Oct 2025 Finamore S.A.Finamore: licence of insurance broker withdrawn over serious deficiencies Other
The Commissariat aux Assurances (Luxembourg insurance supervisory authority, CAA) withdrew the broking firm’s licence (effective from 1 December 2025), among other things for using unregistered intermediaries, lacking internal expertise, insufficiently protected confidential data, economically unexplained payment flows with affiliated companies, incomplete or false information provided to the supervisory authority and deficient customer information.
False information to the supervisory authority and unregistered distribution partners can cost the business its existence – not just a fine.
- Authority / court
- Commissariat aux Assurances (CAA)
- Area of law
- Capital markets and financial supervision · Organisational requirements
- Legal basis
- Loi modifiée du 7 décembre 2015 sur le secteur des assurances, Art. 303 Abs. 3 lit. c
- Action
- Other
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Published
- 29 May 2026
- CAA – Sanction administrative FINAMORE S.A. (29.05.2026) Decision of an authority
Checked against the official source on 25 Sep 2026 · Direct link
Report an error
23 Jul 2025 Condor Courtiers & Conseillers S.à r.l.Condor Courtiers & Conseillers: licence withdrawn for using unlicensed introducers Other
Following an on-site inspection in 2024, the Commissariat aux Assurances (Luxembourg insurance supervisory authority, CAA) withdrew the broker’s licence (effective 15 September 2025): there was no effective management by approved managers, unlicensed ‘introducers’ were de facto selling insurance, and the broker’s licence, together with its sub-intermediary network, was improperly made available to third parties.
A distribution licence is not transferable – anyone who ‘rents it out’ to third parties or lets introducers sell risks having it withdrawn.
- Authority / court
- Commissariat aux Assurances (CAA)
- Area of law
- Capital markets and financial supervision · Organisational requirements
- Legal basis
- Loi modifiée du 7 décembre 2015 sur le secteur des assurances, Art. 273, 274, 283, 286, 303
- Action
- Other
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Published
- 16 Sep 2025
- CAA – Sanction administrative CONDOR COURTIERS & CONSEILLERS S.à r.l. (16.09.2025) Decision of an authority
Checked against the official source on 25 Sep 2026 · Direct link
Report an error
8 Jul 2025 Barents Reinsurance S.A.Barents Reinsurance: maximum fine of 250,000 EUR over governance deficiencies €250,000
The reinsurer breached the principle of specialisation in reinsurance business, its approved manager was not effectively present on site and had insufficient powers, the governance system including oversight of outsourced functions was inadequate, and orders from a 2019 inspection had not been implemented or only partially. The Commissariat aux Assurances (Luxembourg insurance supervisory authority, CAA) imposed the statutory maximum of 250,000 EUR; the company cooperated.
On-site substance is a supervisory requirement: management, powers and oversight of outsourced functions must genuinely be located in the home country.
- Authority / court
- Commissariat aux Assurances (CAA)
- Area of law
- Capital markets and financial supervision · Organisational requirements
- Legal basis
- Loi modifiée du 7 décembre 2015 sur le secteur des assurances, Art. 49, 71, 81, 274, 303
- Action
- Fine
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Mitigating circumstances
- Cooperation with the CAA during and after the inspection.
- Published
- 8 Aug 2025
- CAA – Sanction administrative BARENTS REINSURANCE S.A. (08.08.2025) Decision of an authority
Checked against the official source on 25 Sep 2026 · Direct link