Compliance Radar
Who was sanctioned, and for what?
Fines, court rulings and incidents from Europe, North America, Latin America, Asia-Pacific, Middle East and Africa: 2,207 cases from 44 jurisdictions, each with an official source and checked against that source before publication. Filter by country, area of law and sector. Click a chart to drill down one level.
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When?
per year, by date of decision| Period | Cases | Total |
|---|---|---|
| 2023 | 11 | €7.05m |
| 2024 | 16 | €11.9m |
| 2025 | 29 | €124.4m |
| 2026 | 12 | €1.6m |
68 cases
10 Aug 2026 Your Neighbourhood Credit Union LimitedFINTRAC: CAD 16,500 penalty on Your Neighbourhood Credit Union Limited for one violation of anti-money laundering obligations €10,243
According to FINTRAC, Your Neighbourhood Credit Union Limited is a provincially regulated credit union based in Kitchener, Ontario. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 16,500 on the company on 10 August 2026. According to FINTRAC's findings, made during a compliance examination, the company committed one violation of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violation concerned written compliance policies and procedures. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Your Neighbourhood Credit Union Limited", published 24 September 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-09-24-2-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- PCMLTFA s. 9.6(1); PCMLTF Regulations 156(1)(b); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Published
- 24 Sep 2026
Original amount 16,500 CAD, converted at the ECB reference rate of 10 Aug 2026.
- Administrative monetary penalty on Your Neighbourhood Credit Union Limited (24.09.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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24 Jul 2026 The New Brunswick Lotteries and Gaming CorporationFINTRAC: CAD 399,712.50 penalty on The New Brunswick Lotteries and Gaming Corporation for one violation of anti-money laundering obligations €249,415
According to FINTRAC, The New Brunswick Lotteries and Gaming Corporation is a reporting entity in the casino sector based in Fredericton, New Brunswick. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 399,712.50 on the company on 24 July 2026. According to FINTRAC's findings, made during a compliance examination, the company committed one violation of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violation concerned suspicious transaction reporting. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on the New Brunswick Lotteries and Gaming Corporation", published 3 September 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-09-03-2-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- PCMLTFA s. 7; Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Other
- Published
- 3 Sep 2026
Original amount 399,712.5 CAD, converted at the ECB reference rate of 24 Jul 2026.
- Administrative monetary penalty on the New Brunswick Lotteries and Gaming Corporation (03.09.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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23 Jul 2026 Caisse populaire acadienne ltéeFINTRAC: CAD 676,500 penalty on Caisse populaire acadienne ltée for 3 violations of anti-money laundering obligations €421,916
According to FINTRAC, Caisse populaire acadienne ltée is a federally regulated credit union based in Caraquet, New Brunswick. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 676,500 on the company on 23 July 2026. According to FINTRAC's findings, made during a compliance examination, the company committed 3 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned suspicious transaction reporting, written compliance policies and procedures and assessing and documenting money laundering and terrorist financing risks. Specifically, according to FINTRAC, the credit union failed in four instances to report multiple transactions that showed indicators of suspicion. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Caisse populaire acadienne ltée", published 24 September 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-09-24-4-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- PCMLTFA s. 7, 9.6(1); PCMLTF Regulations 156(1)(b), 156(1)(c), 156(2); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Published
- 24 Sep 2026
Original amount 676,500 CAD, converted at the ECB reference rate of 23 Jul 2026.
- Administrative monetary penalty on Caisse populaire acadienne ltée (24.09.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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23 Jul 2026 Nova Scotia Gaming CorporationFINTRAC: 231,826 CAD against Nova Scotia Gaming over missing suspicious transaction reports €144,584
The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) imposed 231,826 CAD on the Halifax gaming corporation (casino sector) because it failed to file suspicious transaction reports on attempted transactions despite reasonable grounds for suspicion, did not keep its compliance policies up to date and approved by a senior officer, and did not assess the money laundering risk as required. The penalty was paid in full.
Even aborted or merely attempted transactions can be reportable – cashier staff must know this.
Suspicious transaction reports even for merely attempted transactions
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- Proceeds of Crime (Money Laundering) and Terrorist Financing Act, Part 1, und zugehörige Verordnungen
- Action
- Fine
- Status of proceedings
- final
- Sector
- Other
- Published
- 3 Sep 2026
Original amount 231,826 CAD, converted at the ECB reference rate of 23 Jul 2026.
- FINTRAC imposes an administrative monetary penalty on Nova Scotia Gaming Corporation Press release of an authority
- Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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5 Jun 2026 Caisse populaire Alliance limitéeFINTRAC: CAD 82,500 penalty on Caisse populaire Alliance limitée for 4 violations of anti-money laundering obligations €51,055
According to FINTRAC, Caisse populaire Alliance limitée is a provincially regulated credit union based in North Bay, Ontario. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 82,500 on the company on 5 June 2026. According to FINTRAC's findings, made during a compliance examination, the company committed 4 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned written compliance policies and procedures, enhanced measures for high-risk situations, assessing and documenting money laundering and terrorist financing risks and the prescribed review of the compliance programme. Specifically, according to FINTRAC, 46 of 118 high-risk clients were not reviewed annually, contrary to the credit union's own policies. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Caisse populaire Alliance limitée", published 24 September 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-09-24-1-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Customer due diligence
- Legal basis
- PCMLTFA s. 9.6(1), 9.6(3); PCMLTF Regulations 156(1)(b), 156(1)(c), 156(1)(f), 156(2), 156(3), 157; Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Published
- 24 Sep 2026
Original amount 82,500 CAD, converted at the ECB reference rate of 5 Jun 2026.
- Administrative monetary penalty on Caisse populaire Alliance limitée (24.09.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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4 Jun 2026 Pathwise Credit UnionFINTRAC: CAD 41,250 penalty on Pathwise Credit Union for 2 violations of anti-money laundering obligations €25,501
According to FINTRAC, Pathwise Credit Union is a provincially regulated credit union based in Oshawa, Ontario. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 41,250 on the company on 4 June 2026. According to FINTRAC's findings, made during a compliance examination, the company committed 2 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned written compliance policies and procedures and assessing and documenting money laundering and terrorist financing risks. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Pathwise Credit Union", published 24 September 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-09-24-3-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- PCMLTFA s. 9.6(1); PCMLTF Regulations 156(1)(b), 156(1)(c); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Published
- 24 Sep 2026
Original amount 41,250 CAD, converted at the ECB reference rate of 4 Jun 2026.
- Administrative monetary penalty on Pathwise Credit Union (24.09.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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29 May 2026 Atlantic Lottery Corporation Inc.FINTRAC: CAD 212,025 penalty on Atlantic Lottery Corporation Inc. for 3 violations of anti-money laundering obligations €131,906
According to FINTRAC, Atlantic Lottery Corporation Inc. is a reporting entity in the casino sector based in Moncton, New Brunswick. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 212,025 on the company on 29 May 2026. According to FINTRAC's findings, made during a compliance examination, the company committed 3 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned suspicious transaction reporting, written compliance policies and procedures and assessing and documenting money laundering and terrorist financing risks. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Atlantic Lottery Corporation Inc.", published 9 July 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-07-09-1-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- PCMLTFA s. 7, 9.6(1); PCMLTF Regulations 156(1)(b), 156(1)(c); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Other
- Published
- 9 Jul 2026
Original amount 212,025 CAD, converted at the ECB reference rate of 29 May 2026.
- Administrative monetary penalty on Atlantic Lottery Corporation Inc. (09.07.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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27 Mar 2026 13010431 Canada Inc. (Necosmart)FINTRAC: 693,742 CAD against crypto service provider Necosmart over missing suspicious transaction reports €434,295
The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) imposed 693,742.50 CAD on the Edmonton money services business, which also exchanges virtual currencies, for five violations: repeated failure to file suspicious transaction reports, lack of written compliance policies, insufficient enhanced measures for high-risk transactions, lack of a risk assessment and incomplete records of occupation and transactions for crypto exchanges.
Small crypto exchange offices need the same basic framework as banks: risk analysis, policies, enhanced scrutiny and reporting.
Recognising and reporting grounds for suspicion in crypto exchange
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- Proceeds of Crime (Money Laundering) and Terrorist Financing Act, Part 1, und zugehörige Verordnungen
- Action
- Fine
- Status of proceedings
- unknown
- Sector
- Financial services and insurance
- Published
- 14 May 2026
Original amount 693,742.5 CAD, converted at the ECB reference rate of 27 Mar 2026.
- FINTRAC imposes an administrative monetary penalty on 13010431 Canada Inc. Press release of an authority
- Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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11 Mar 2026 Birks Group Inc.FINTRAC: jeweller Birks sanctioned over missing risk assessment and compliance review €32,755
The nationwide jewellery chain (a dealer in precious metals and stones) received a penalty of 51,562.50 CAD from the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) because written compliance policies were lacking or not applied, the money laundering risk was not assessed and documented, and the prescribed two-yearly effectiveness review was not carried out. Birks has appealed to the Federal Court.
Jewellers, too, must maintain a documented compliance programme with a risk assessment and regular effectiveness reviews.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Proceeds of Crime (Money Laundering) and Terrorist Financing Act, Part 1, und zugehörige Verordnungen
- Action
- Fine
- Status of proceedings
- under appeal
- Sector
- Retail and e-commerce
- Published
- 5 May 2026
Original amount 51,562.5 CAD, converted at the ECB reference rate of 11 Mar 2026.
- FINTRAC imposes an administrative monetary penalty on Birks Group Inc. Press release of an authority
- Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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2 Mar 2026 Northern Isga FoundationFINTRAC: CAD 91,162.50 penalty on Northern Isga Foundation for 4 violations of anti-money laundering obligations €57,009
According to FINTRAC, Northern Isga Foundation is a non-profit charitable organisation based in Glenevis, Alberta, that receives a portion of a casino's revenues and is therefore a reporting entity. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 91,162.50 on the foundation on 2 March 2026. According to FINTRAC's findings, made during a compliance examination, the foundation committed 4 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned written compliance policies and procedures, assessing and documenting money laundering and terrorist financing risks, the compliance training programme and the prescribed review of the compliance programme. According to FINTRAC, the foundation has appealed the decision to the Federal Court. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Northern Isga Foundation", published 26 March 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-03-26-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- PCMLTFA s. 9.6(1); PCMLTF Regulations 156(1)(b), 156(1)(c), 156(1)(d), 156(1)(e), 156(1)(f); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- under appeal
- Sector
- Other
- Published
- 26 Mar 2026
Original amount 91,162.5 CAD, converted at the ECB reference rate of 2 Mar 2026.
- Administrative monetary penalty on Northern Isga Foundation (26.03.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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23 Feb 2026 VersaBankFINTRAC: CAD 42,075 penalty on VersaBank for 2 violations of anti-money laundering obligations €26,082
According to FINTRAC, VersaBank is a bank based in London, Ontario. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 42,075 on the company on 23 February 2026. According to FINTRAC's findings, the company committed 2 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned written compliance policies and procedures and enhanced measures for high-risk situations. Specifically, according to FINTRAC, the bank failed in at least seven instances to correctly identify elevated or high-risk clients and apply enhanced due diligence. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on VersaBank", published 5 May 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-05-05-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Customer due diligence
- Legal basis
- PCMLTFA s. 9.6(1), 9.6(3); PCMLTF Regulations 156(1)(b), 157; Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Published
- 5 May 2026
Original amount 42,075 CAD, converted at the ECB reference rate of 23 Feb 2026.
- Administrative monetary penalty on VersaBank (05.05.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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4 Feb 2026 RE/MAX Twin City Realty Inc.FINTRAC: CAD 24,750 penalty on RE/MAX Twin City Realty Inc. for one violation of anti-money laundering obligations €15,336
According to FINTRAC, RE/MAX Twin City Realty Inc. is a real estate brokerage based in Kitchener, Ontario. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 24,750 on the company on 4 February 2026. According to FINTRAC's findings, made during a compliance examination, the company committed one violation of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violation concerned assessing and documenting money laundering and terrorist financing risks. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on RE/MAX Twin City Realty Inc.", published 5 May 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-05-05-1-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- PCMLTFA s. 9.6(1); PCMLTF Regulations 156(1)(c); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Construction and real estate
- Published
- 5 May 2026
Original amount 24,750 CAD, converted at the ECB reference rate of 4 Feb 2026.
- Administrative monetary penalty on RE/MAX Twin City Realty Inc. (05.05.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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10 Dec 2025 Century 21 Heritage Group Ltd.FINTRAC: CAD 148,912.50 penalty on Century 21 Heritage Group Ltd. for one violation of anti-money laundering obligations €92,446
According to FINTRAC, Century 21 Heritage Group Ltd. is a real estate brokerage. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 148,912.50 on the company on 10 December 2025. According to FINTRAC's findings, made during a compliance examination, the company committed one violation of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violation concerned suspicious transaction reporting. According to FINTRAC, the company has appealed the decision to the Federal Court. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Century 21 Heritage Group Ltd.", published 10 February 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-02-10-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- PCMLTFA s. 7; Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- under appeal
- Sector
- Construction and real estate
- Published
- 10 Feb 2026
Original amount 148,912.5 CAD, converted at the ECB reference rate of 10 Dec 2025.
- Administrative monetary penalty on Century 21 Heritage Group Ltd. (10.02.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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1 Dec 2025 VIP Realty Inc.FINTRAC: CAD 33,000 penalty on VIP Realty Inc. for one violation of anti-money laundering obligations €20,296
According to FINTRAC, VIP Realty Inc. is a real estate brokerage based in Ottawa, Ontario. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 33,000 on the company on 1 December 2025. According to FINTRAC's findings, made during a compliance examination, the company committed one violation of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violation concerned the prescribed review of the compliance programme. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on VIP Realty Inc.", published 9 July 2026, https://fintrac-canafe.canada.ca/pen/amps/pen-2026-07-09-2-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- PCMLTFA s. 9.6(1); PCMLTF Regulations 156(1)(f); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Construction and real estate
- Published
- 9 Jul 2026
Original amount 33,000 CAD, converted at the ECB reference rate of 1 Dec 2025.
- Administrative monetary penalty on VIP Realty Inc. (09.07.2026) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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27 Nov 2025 Manor Windsor Realty Ltd.FINTRAC: estate agent Manor Windsor Realty without AML training programme – 107,250 CAD €65,907
The estate agency in Windsor (Ontario) received a penalty of 107,250 CAD from the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) for four violations: no up-to-date, approved compliance policies, no assessment of the money laundering risk, no written ongoing training programme and no effectiveness review of the compliance programme. The company has appealed to the Federal Court.
For estate agents, a missing written training programme is a separate violation subject to penalties.
AML training programme for estate agents
Missing or inadequate training played a role in the decision.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- Proceeds of Crime (Money Laundering) and Terrorist Financing Act, Part 1, und zugehörige Verordnungen
- Action
- Fine
- Status of proceedings
- under appeal
- Sector
- Construction and real estate
- Published
- 12 Feb 2026
Original amount 107,250 CAD, converted at the ECB reference rate of 27 Nov 2025.
- FINTRAC imposes an administrative monetary penalty on Manor Windsor Realty Ltd. Press release of an authority
- Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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20 Nov 2025 MP Technology Services Ltd.FINTRAC: CAD 536,853.35 penalty on MP Technology Services Ltd. for 4 violations of anti-money laundering obligations €331,514
According to FINTRAC, MP Technology Services Ltd. is an entity determined to be a foreign money services business operating in Canada. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 536,853.35 on the company on 20 November 2025. According to FINTRAC's findings, made during a compliance examination, the company committed 4 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned international electronic funds transfer reporting, written compliance policies and procedures, assessing and documenting money laundering and terrorist financing risks and suspicious transaction reporting. Specifically, FINTRAC found four unreported incoming international transfers and four unreported suspicious attempted transactions; policies and risk assessment were not tailored to Canadian requirements. According to FINTRAC, the company has appealed the decision to the Federal Court. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on MP Technology Services Ltd.", published 18 December 2025, https://fintrac-canafe.canada.ca/pen/amps/pen-2025-12-18-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- PCMLTFA s. 7, 9(1), 9.6(1), 9.6(2); PCMLTF Regulations 30(1)(c), 156(1)(b), 156(1)(c); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- under appeal
- Sector
- Financial services and insurance
- Published
- 18 Dec 2025
Original amount 536,853.35 CAD, converted at the ECB reference rate of 20 Nov 2025.
- Administrative monetary penalty on MP Technology Services Ltd. (18.12.2025) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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20 Nov 2025 1135233 B.C. Ltd.FINTRAC: CAD 149,886 penalty on 1135233 B.C. Ltd. for 6 violations of anti-money laundering obligations €92,557
According to FINTRAC, 1135233 B.C. Ltd. (operating as LeHomes Realty Premier) is a real estate brokerage based in Vancouver, British Columbia. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 149,886 on the company. Published by FINTRAC on 20 November 2025; decision date not published. According to FINTRAC's findings, the company committed 6 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned suspicious transaction reporting, appointing a compliance officer, written compliance policies and procedures, assessing and documenting money laundering and terrorist financing risks, the compliance training programme and client identification record keeping. According to FINTRAC, the company will pay the penalty in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on 1135233 B.C. Ltd.", published 20 November 2025, https://fintrac-canafe.canada.ca/pen/amps/pen-2025-11-20-3-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- PCMLTFA s. 7; PCMLTF Regulations 39(1)(b), 71(1)(a), 71(1)(b), 71(1)(c), 71(1)(d); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Construction and real estate
- Published
- 20 Nov 2025
Original amount 149,886 CAD, converted at the ECB reference rate of 20 Nov 2025.
- Administrative monetary penalty on 1135233 B.C. Ltd. (20.11.2025) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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17 Oct 2025 Griffin Jewellery Designs Inc.FINTRAC: CAD 77,137.50 penalty on Griffin Jewellery Designs Inc. for 3 violations of anti-money laundering obligations €47,055
According to FINTRAC, Griffin Jewellery Designs Inc. is a dealer in precious metals and stones. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 77,137.50 on the company on 17 October 2025. According to FINTRAC's findings, made during a compliance examination, the company committed 3 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned written compliance policies and procedures, assessing and documenting money laundering and terrorist financing risks and the prescribed review of the compliance programme. According to FINTRAC, the company is paying the penalty in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Griffin Jewellery Designs Inc.", published 4 December 2025, https://fintrac-canafe.canada.ca/pen/amps/pen-2025-12-04-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Internal controls
- Legal basis
- PCMLTFA s. 9.6(1), 9.6(2); PCMLTF Regulations 156(1)(b), 156(1)(c), 156(1)(f); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Retail and e-commerce
- Published
- 4 Dec 2025
Original amount 77,137.5 CAD, converted at the ECB reference rate of 17 Oct 2025.
- Administrative monetary penalty on Griffin Jewellery Designs Inc. (04.12.2025) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link
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16 Oct 2025 Xeltox Enterprises Ltd. (Cryptomus)FINTRAC: record penalty of 177 million CAD against crypto payment service Cryptomus €108.1m
The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) imposed 176,960,190 CAD on the crypto payment service registered in British Columbia. In July 2024 alone, 1,068 suspicious transaction reports were not filed – including on transactions linked to child sexual abuse material, fraud, ransomware and sanctions evasion – as well as 1,518 reports of large virtual currency transactions; in addition, there were violations of a ministerial directive and a lack of policies and risk assessment. The company has appealed to the Federal Court.
Crypto services without a functioning reporting system are sanctioned per report not filed – the total can threaten their existence.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- Proceeds of Crime (Money Laundering) and Terrorist Financing Act, Part 1, und zugehörige Verordnungen
- Action
- Fine
- Status of proceedings
- under appeal
- Sector
- Financial services and insurance
- Published
- 22 Oct 2025
Original amount 176,960,190 CAD, converted at the ECB reference rate of 16 Oct 2025.
- FINTRAC imposes an administrative monetary penalty on Xeltox Enterprises Ltd. Press release of an authority
- Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 25 Sep 2026 · Direct link
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26 Sep 2025 Synergy Credit UnionFINTRAC: CAD 214,500 penalty on Synergy Credit Union for 4 violations of anti-money laundering obligations €131,757
According to FINTRAC, Synergy Credit Union is a provincially regulated credit union based in Lloydminster, Saskatchewan. Canada's anti-money laundering regulator FINTRAC imposed an administrative monetary penalty of CAD 214,500 on the company on 26 September 2025. According to FINTRAC's findings, made during a compliance examination, the company committed 4 violations of the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA) and its regulations. As described by the regulator, the violations concerned suspicious transaction reporting, assessing and documenting money laundering and terrorist financing risks, enhanced measures for high risk and written compliance policies and procedures. Specifically, according to FINTRAC, the credit union failed to report suspicious transactions in two instances; contrary to its own policies, 46 of 102 high-risk clients were not reviewed annually. According to FINTRAC, the penalty has been paid in full and the case is closed. Source: FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), "Administrative monetary penalty on Synergy Credit Union", published 27 November 2025, https://fintrac-canafe.canada.ca/pen/amps/pen-2025-11-27-eng; summarised in our own words; not an official version and not a reproduction of the original.
- Authority / court
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Area of law
- Money laundering and terrorist financing · Suspicious activity reports
- Legal basis
- PCMLTFA s. 7, 9.6(1), 9.6(3); PCMLTF Regulations 156(1)(b), 156(1)(c), 157; PCMLTF Suspicious Transaction Reporting Regulations s. 9(1); Verwaltungsgeldbuße nach Teil 4.1 PCMLTFA
- Action
- Fine
- Status of proceedings
- final
- Sector
- Financial services and insurance
- Published
- 27 Nov 2025
Original amount 214,500 CAD, converted at the ECB reference rate of 26 Sep 2025.
- Administrative monetary penalty on Synergy Credit Union (27.11.2025) Decision of an authority
- FINTRAC – Public notice of administrative monetary penalties Enforcement database of an authority
Checked against the official source on 28 Sep 2026 · Version 3 · Direct link